:root { --navy: #10233d; --gold: #b9985b; --cream: #f7f4ed; --ink: #26364a; }
* { box-sizing: border-box; }
body { margin: 0; font-family: Arial, sans-serif; color: var(--ink); line-height: 1.6; background: var(--cream); display: flex; flex-direction: column; min-height: 100vh; }
a { color: inherit; }
header { background: var(--navy); }
nav { max-width: 1200px; margin: auto; padding: 18px 28px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.logo { width: 160px; background: white; padding: 5px; border-radius: 4px; display: block; }
.btn { display: inline-block; background: var(--gold); color: var(--navy); padding: 13px 22px; border-radius: 3px; font-weight: bold; text-decoration: none; }
main { flex: 1; padding: 80px 28px; }
.container { max-width: 760px; margin: auto; }
.eyebrow { color: #9b7840; text-transform: uppercase; letter-spacing: 2px; font-size: 12px; font-weight: bold; }
h1, h2 { font-family: Georgia, serif; font-weight: normal; color: var(--navy); }
h1 { font-size: clamp(34px, 5vw, 52px); line-height: 1.15; margin: 10px 0 20px; }
h2 { font-size: 24px; margin: 36px 0 8px; }
.panel { background: white; border: 1px solid #e3ded4; border-bottom: 8px solid var(--gold); padding: 44px; }
.fine { font-size: 12px; color: #737b84; }
footer { background: #0b1b30; color: #dce2e8; padding: 28px; font-size: 13px; text-align: center; }
a:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
@media(max-width: 550px) { main { padding: 50px 20px; } .panel { padding: 28px; } }